The numbers are in, and they’re sobering. According to Equifax’s National Market Pulse report released February 24, 2026, total U.S. consumer debt reached $18.20 trillion by the end of 2025 — up 3.7% from a year earlier. Credit card balances alone hit $1.12 trillion, and the data shows a troubling “K-shaped divide”: higher-income consumers areContinue reading “Consumer Debt Reaches $18.20 Trillion: What You Need to Know”