I’ve spent 15+ years helping businesses grow — from Fortune 500 campaigns at Netflix and Meta to one-on-one financial coaching with families working toward debt freedom. What I’ve learned along the way is that whether you’re building a brand or a budget, the principles are the same: know your numbers, have a strategy, and don’t overcomplicate it.
This blog is where I share what’s actually working — for businesses and for real people trying to get ahead financially.
By Amber Otting | Ramsey Preferred Coach | May 27, 2026 Albert Einstein reportedly called compound interest “the eighth wonder of the world.” He said those who understand it earn it, and those who don’t pay it. That second part should make every debt-holder sit up straight. But today let’s focus on the first part…
By Amber Otting | Ramsey Preferred Coach | May 21, 2026 Dave Ramsey didn’t invent the phrase — he borrowed it from Proverbs 6:5: “Free yourself, like a gazelle from the hand of the hunter.” But he made it famous, and for good reason. It perfectly describes the mindset that separates people who get out…
By Amber Otting | Ramsey Preferred Coach | May 16, 2026 Budget apps are great. EveryDollar, Mint, YNAB — they track your spending, show you the categories, and send little notifications when you go over. But here’s what they can’t do: they can’t ask you why. Why did you overspend on dining out again this…
By Amber Otting | Ramsey Preferred Coach | May 12, 2026 What if the fastest path to your financial goals wasn’t earning more — it was simply stopping? That’s the premise behind the No-Spend Challenge, one of Dave Ramsey’s favorite tools for building what he calls “gazelle-like intensity.” The concept is simple: for one week…
Disclaimer: This post provides general educational information about investing and retirement planning. It is not intended as personalized financial, investment, or tax advice. Investing involves risk, including possible loss of principal. Past performance is not indicative of future results. Consult a qualified professional before making financial decisions. For personalized investment or tax guidance, please contact…