November has a way of changing the conversation around money. As the year begins to wind down and Thanksgiving approaches, our attention naturally turns toward gratitude—what we have, who has helped us along the way, and the people and causes that matter to us. It is also the beginning of what many organizations call theContinue reading “Generosity Is Part of Financial Planning, Too”
Tag Archives: budget
Your Retirement Number Is Probably Not a Retirement Plan
At some point, almost everyone who thinks seriously about retirement encounters a number. Maybe it is $1 million. Maybe it is $2 million. Maybe it is a number generated by an online retirement calculator that made you feel reassured for about five minutes—and then made you wonder whether you entered something incorrectly. We like numbersContinue reading “Your Retirement Number Is Probably Not a Retirement Plan”
The Problem With Financial Absolutes
There is something reassuring about absolutes. Always pay off debt. Always invest as much as possible. Always pay off your mortgage. Always buy a house. Always rent. Always maximize your retirement contributions. Always keep six months of expenses in cash. Absolutes such as “always” can make complicated financial decisions feel wonderfully simple. And sometimes, aContinue reading “The Problem With Financial Absolutes”
Why Your Budget Keeps Failing (And How to Fix It)
You’ve tried budgeting before. Maybe multiple times. You downloaded the app. You tracked every coffee purchase for three days. You felt motivated and organized. You were finally going to get your finances under control. Then life happened. An unexpected car repair. A friend’s birthday dinner. The groceries cost more than you estimated. You forgot aboutContinue reading “Why Your Budget Keeps Failing (And How to Fix It)”