The numbers are in, and they’re sobering. According to Equifax’s National Market Pulse report released February 24, 2026, total U.S. consumer debt reached $18.20 trillion by the end of 2025 — up 3.7% from a year earlier. Credit card balances alone hit $1.12 trillion, and the data shows a troubling “K-shaped divide”: higher-income consumers areContinue reading “Consumer Debt Reaches $18.20 Trillion: What You Need to Know”
Tag Archives: budgeting
Why Your Budget Keeps Failing (And How to Fix It)
You’ve tried budgeting before. Maybe multiple times. You downloaded the app. You tracked every coffee purchase for three days. You felt motivated and organized. You were finally going to get your finances under control. Then life happened. An unexpected car repair. A friend’s birthday dinner. The groceries cost more than you estimated. You forgot aboutContinue reading “Why Your Budget Keeps Failing (And How to Fix It)”
